Because we offer quick approval, professional and friendly staff.
Because we offer terms up to 6 months with no prepay penalties.
Because we offer flexible terms that fit your budget.
Because we treat our customers with respect and dignity they deserve.
Maximum Loan Amount
The maximum loan amount for Illinois residents will be $2,500.00.
In accordance with laws and regulations of State of Illinois, your loan must be paid in full through scheduled installments over 180 days (6 months) or less. You may make an early or partial payment on your loan at any time with no prepayment penalties.
The table below illustrates the finance charge and APR of a $400 installment loan due in 12 installments.
|Annual Percentage Rate||Finance Charge||Amount Financed||Total of Payments||Number of Payments
|The cost of your credit as a yearly rate||The dollar amount the credit will cost you||The amount of credit provided to you on your behalf||The amount you will have paid after you have made all payments as scheduled||The number of individual payments you will have made until your loan is repaid in full.
You cannot be prosecuted in criminal court to collect this loan.
This loan is not intended to meet long-term financial needs. This loan should be used only to meet short-term cash needs. The cost of your loan may be higher than loans offered by other lending institutions. This loan is regulated by the Department of Financial and Professional Regulation.
Interest-Free Repayment Plan
If you still owe on one or more payday loans, other than an installment-payday loan, after 35 days, you are entitled to enter into a repayment plan. The repayment plan will give you at least 55 days to repay your loan in installments with no additional finance charges, interest, fees, or other charges of any kind.
The loan agreement will be governed by the laws of State of Illinois. We only issue loans to residents of State of Illinois. Questions or complaints should be directed to Illinois Department of Financial and Professional Regulations.